THE PUBLIC LIABILITY INSURANCE ACT, 1991 
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ARRANGEMENT OF SECTIONS 
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SECTIONS 

1.  Short title and commencement. 
2.  Definitions. 
3.  Liability to give relief in certain cases on principle of no fault. 
4.  Duty of owner to take out insurance policies. 
5.  Verification and publication of accident by Collector. 
6.  Application for claim for relief. 
7.  Award of relief. 
7A. Establishment of Environmental Relief Fund. 
8.  Provisions as to other right to claim compensation for death, etc. 
9.  Power to call for information. 
10.  Power of entry and inspection. 
11.  Power of search and seizure. 
12.  Power to give directions. 
13.  Power to make application to Courts for restraining owner from handling hazardous substances. 
14.  Penalty for contravention of sub-section (1) or sub-section (2) of section 4 or failure to comply 

with directions under section 12. 

15.  Penalty for failure to comply with direction under section 9 or order under section 11 or 

obstructing any person in discharge of his functions under section 10 or 11. 

16.  Offences by companies. 
17.  Offences by Government Departments. 
18.  Cognizance of offences. 
19.  Power to delegate. 
20.  Protection of action taken in good faith. 
21.  Advisory Committee. 
22.  Effect of other laws. 
23.  Power to make rules. 

THE SCHEDULE. 

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THE PUBLIC LIABILITY INSURANCE ACT, 1991 

ACT NO. 6 OF1991 

[22nd January, 1991.] 

An Act to provide for public liability insurance for the purpose of providing immediate relief to 
the persons affected by accident occurring while handling any hazardous substance and for 
matters connected therewith or incidental thereto. 

BE it enacted by Parliament in the Forty-first Year of The Republic of India as follows:— 

1. Short title and commencement.—(1) This Act may be called the Public Liability Insurance Act, 

1991. 

(2) It shall come into force on such date1 as the Central Government may, by notification, appoint. 

2. Definitions.—In this Act, unless the context otherwise requires,— 

2[(a)  “accident”  means  an  accident  involving  a  fortuitous  or  sudden  or  unintended  occurrence 
while handling any hazardous substance resulting in continuous or intermittent or repeated exposure 
to death of, or injury to, any person or damage to any property but does not include an accident by 
reason only of war or radio-activity;] 

(b)  “Collector”  means  the  Collector  having  jurisdiction  over  the  area  in  which  the  accident 

occurs; 

(c)  “handling”,  in  relation  to  any  hazardous  substance,  means  the  manufacture,  processing, 
treatment,  package,  storage,  transportation  by  vehicle,  use,  collection,  destruction,  conversion, 
offering for sale, transfer or the like of such hazardous substance; 

(d)  “hazardous  substance”  means  any  substance  or  preparation  which  is  defined  as  hazardous 
substance under the Environment (Protection) Act, 1986 (29 of 1986), and exceeding such quantity as 
may be specified, by notification, by the Central Government; 

(e) “insurance” means insurance against liability under sub-section (1) of section 3; 

(f) “notification” means a notification published in the official Gazette; 
3[(g) “owner” means a person who owns, or has control over handling, any hazardous substance 

at the time of accident and includes,— 

(i) in the case of firm, any of its partners; 

(ii) in the case of an association, any of its members; and 

(iii) in the case of a company, any of its directors, managers, secretaries or other officers who 
is directly in charge of, and is responsible to, the company for the conduct of the business of the 
company;] 

(h) “prescribed” means prescribed by rules made under this Act; 
4[(ha) “Relief Fund” means the Environmental Relief Fund established under section 7A]; 

(i) “rules” means rules made under this Act; 

(j) “vehicle” means any mode of surface transport other than railways. 

3.Liability to give  relief  in  certain  cases  on  principle  of  no fault.—(1) Where  death  or injury  to 
any person (other than a workman) or damage to any property has resulted from an accident, the owner 
shall be liable to give such relief as is specified in the Schedule for such death, injury or damage. 

1. 1st April, 1991, vide notification No. G.S.R 253, dated 27th March, 1991, see Gazette of India Ordinary, Part II sec. 3(i). 
2. Subs. by Act 11 of 1992, s. 2, for clause (a) (w.e.f. 31-1-1992). 
3. Subs. by s. 2, ibid., for clause (g) (w.e.f. 31-1-1992). 
4. Ins. by s. 2, ibid. (w.e.f. 31-1-1992). 

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(2) In any claim for relief under sub-section (1) (hereinafter referred to in this Act as claim for relief), 
the  claimant  shall  not  be  required  to  plead  and  establish  that  the  death,  injury  or  damage  in  respect  of 
which the claim has been made was due to any wrongful act, neglect or default of any person. 

Explanation.—For the purposes of this section,— 

(i)  “workman”  has  the  meaning  assigned  to  it  in  the  Workmen’s  Compensation  Act,  1923  

(8 of 1923); 

(ii) “injury” includes permanent total or permanent partial disability or sickness resulting out of 

an accident. 

4. Duty of owner to take out insurance policies.—(1) Every owner shall take out, before he starts 
handling  any  hazardous  substance,  one  or  more  insurance  policies  providing  for  contracts  of  insurance 
whereby he is insured against liability to give relief under sub-section (1) of section 3: 

Provided that any owner handling any hazardous substance immediately before the commencement of 
this Act shall take out such insurance policy or policies as soon as may be and in any case within a period 
of one year from such commencement. 

(2) Every owner shall get the insurance policy, referred to in sub-section (1), renewed from time to 
time before the expiry of the period of validity thereof so that the insurance policies may remain in force 
throughout the period during which such handling is continued. 

1[(2A)  No insurance  policy  taken  out  or  renewed by  an  owner  shall  be for  an amount  less  than the 
amount  of  the  paid-up  capital  of  the  undertaking  handling  any  hazardous  substance  and  owned  or 
controlled  by  that  owner,  and  more  than  the  amount,  not  exceeding  fifty  crore  rupees,  as  may  be 
prescribed. 

Explanation.— For the purposes of this sub-section, “paid-up capital” means, in the case of an owner 
not being a company, the market value of all assets and stocks of the undertaking on the date of contract 
of insurance. 

(2B) The liability of the insurer under one assurance policy shall not exceed the amount specified in 

the terms of the contract of insurance in that insurance policy. 

(2C)  Every  owner  shall  also,  together  with  the  amount  of  premium,  pay  to  the  insurer,  for  being 
credited  to  the  Relief  Fund  established  under  section  7A,  such  further  amount,  not  exceeding  the  sum 
equivalent to the amount of premium, as may be prescribed. 

(2D)  The  insurer  shall  remit  to  the  authority  specified  in  sub-section  (3)  of  section  7A  the  amount 
received from the owner under sub-section (2C) for being credited to the Relief Fund in such manner and 
within such period as may be prescribed and where the insurer fails to so remit the  amount, it shall be 
recoverable from insurer as arrears of land revenue or of public demand.] 

(3)The Central Government may, by notification, exempt from the operation of sub-section (1) any 

owner, namely:— 

(a) the Central Government; 

(b) any State Government; 

(c) any corporation owned or controlled by the Central Government or a State Government; or 

(d) any local authority: 

Provided  that  no  such  order  shall  be  made  in  relation  to  such  owner  unless  a  fund  has  been 
established and is maintained by that owner in accordance with the rules made in this behalf for meeting 
any liability under sub-section (1) of section 3. 

5. Verification and publication of accident by Collector.—Whenever it comes to the notice of the 
Collector that an accident has occurred at any place within his jurisdiction, he shall verify the occurrence 

1.Ins. by Act 11 of 1992, s. 3 (w.e.f. 31-1-1992). 

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of such accident and cause publicity to be given in such manner as he deems fit for inviting applications 
under sub-section (1) of section 6. 

6. Application for claim for relief.—(1) An application for claim for relief may be made— 

(a) by the person who has sustained the injury; 

(b) by the owner of the property to which the damage has been caused; 

(c) where death has resulted from the accident, by all or any of the legal representatives  of the 

deceased; or 

(d) by any agent duly authorised by such person or owner  of such property or all or any of the 

legal representatives of the deceased, as the case may be: 

Provided  that  where  all  the  legal  representatives  of  the  deceased  have  not  joined  in  any  such 
application  for  relief,  the  application  shall  be  made  on  behalf  of  or  for  the  benefit  of  all  the  legal 
representatives of the deceased and the legal representatives who have not so joined shall be impleaded as 
respondents to the application. 

(2) Every application under sub-section (1) shall be made to the Collector and shall be in such form, 

contain such particulars and shall be accompanied by such documents as may be prescribed. 

(3) No application for relief shall be entertained unless it is made within five years of the occurrence 

of the accident. 

7. Award of relief.—(1) On receipt of an application under sub-section (1) of section 6, the Collector 
shall,  after  giving  notice  of  the  application  to  the  owner  and  after  giving  the  parties  an  opportunity  of 
being heard, hold an inquiry into the claim or, each of the claims, and may make an award determining 
the amount of relief which appears to him to be just and specifying the person or persons to whom such 
amount of relief shall be paid. 

(2) The Collector shall arrange to deliver copies of the award to the parties concerned expeditiously 

and in any case within a period of fifteen days from the date of the award. 

1[(3) When an award is made under this section,— 

(a)  the  insurer,  who  is  required  to  pay  any  amount  in  terms  of  such  award  and  to  the  extent 
specified  in  sub-section  (2B)  of  section  4,  shall,  within  a  period  of  thirty  days  of  the  date  of 
announcement of the award, deposit that amount in such manner as the Collector may direct; 

(b)  the  Collector  shall  arrange  to  pay  from  the  Relief  Fund,  in  terms  of  such  award  and  in 
accordance  with  the  scheme  made  under  section  7A,  to  the  person  or  persons  referred  to  in  
sub-section (1) such amount as may be specified in that scheme; 

(c) the owner shall, within such period, deposit such amount in such manner as the Collector may 

direct.] 

(4) In holding any inquiry under sub-section (1), the Collector may, subject to any rules made in this 

behalf, follow such summary procedure as he thinks fit. 

(5) The Collector shall have all the powers of Civil Court for the purpose of taking evidence on oath 
and  of  enforcing  the  attendance  of  witnesses  and  of  compelling  the  discovery  and  production  of 
documents  and  material  objects  and 
such  other  purposes  as  may  be  prescribed; 
and  the  Collector  shall  be  deemed  to  be  a  Civil  Court  for  all  the  purposes  of  section  195  and  Chapter 
XXVI of the Code of Criminal Procedure,1973 (2 of 1974). 

for 

(6)  Where the  insurer  or  the  owner  against  whom  the  award  is  made  under  sub-section  (1)  fails to 
deposit the amount of such award within the period specified under sub-section (3), such amount shall be 
recoverable  from  the  owner,  or  as  the  case  may  be,  the  insurer  as  arrears  of  land  revenue  or  of  public 
demand. 

1. Subs. by Act 11 of 1992, s. 4, for sub-section (3) (w.e.f. 31-1-1992). 

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(7) A claim for relief in respect of death of, or injury to, any person or damage to any property shall 
be disposed of as expeditiously as possible and every endeavour shall be made to dispose of such  claim 
within three months of the receipt of the application for relief under sub-section (1) of section 6. 

1[(8)  Where  an  owner  is  likely  to  remove  or  dispose  of  his  property  with  the  object  of  evading 
payment by him of any amount of award, the Collector may, in accordance with the provisions of rules 1 
to  4  of  Order  XXXIX  of  the  First  Schedule  to  the  Code  of  Civil  Procedure,  1908  (5  of  1908),  grant  a 
temporary injunction to restrain such act.] 

2[7A.  Establishment  of  Environmental  Relief  Fund.—(1)  The  Central  Government  may,  by 

notification, establish a fund to be known as the Environmental Relief Fund. 

(2) The Relief Fund shall be utilised for paying, in accordance with the provisions of this Act and the 

scheme made under sub-section (3),relief under the award made by the Collector under section 7. 

(3) The Central Government may, by notification, make a scheme specifying the authority in which 
the Relief Fund shall vest, the manner in which the Relief Fund shall be administered, the form and the 
manner in which money shall be drawn from the Relief Fund and for all other matters connected with or 
incidental to the administration of the Relief Fund and the payment of relief therefrom.] 

8. Provisions as to other right to claim compensation for death, etc.—(1) The right to claim relief 
under  sub-section  (1)  of  section  3  in  respect  of  death  of,  or  injury  to,  any  person  or  damage  to  any 
property shall be in addition to any other right to claim compensation in respect thereof under any other 
law for the time being in force. 

(2) Notwithstanding anything contained in sub-section (1), where in respect of death of, or injury to, 
any  person  or  damage  to  any  property,  the  owner,  liable  to  give  claim  for  relief,  is  also  liable  to  pay 
compensation under any other law, the amount of such compensation shall be reduced by the amount of 
relief paid under this Act. 

9.Power to call for information.—Any person authorised by the Central Government may, for the 
purposes  of  ascertaining  whether  any  requirements  of  this  Act  or  of  any  rule  or  of  any  direction  given 
under this Act have been compiled with, require any owner to submit to that person such information as 
that person may reasonably think necessary. 

10.  Power  of  entry  and  inspection.—Any  person,  authorised  by  the  Central  Government  in  this 
behalf, shall have a right to enter, at all reasonable times with such assistance as he considers necessary, 
any  place,  premises  or  vehicle,  where  hazardous  substance  is  handled  for  the  purpose  of  determining 
whether any provisions of this Act or of any rule or of any direction given under this Act is being or has 
been compiled with and such owner is bound to render all assistance to such person. 

11.  Power  of  search  and  seizure.—(1)  If  a  person,  authorised  by  the  Central  Government  in  this 
behalf,  has  reason  to  believe  that  handling  of  any  hazardous  substance  is  taking  place  in  any  place, 
premises or vehicle, in contravention of sub-section (1) of section 4, he may enter into and search such 
place, premises or vehicle for such handling of hazardous substance. 

(2) Where, as a result of any search under sub-section (1) any handling of hazardous substance has 
been found in relation to which contravention of sub-section (1) of section 4 has taken place, he may seize 
such hazardous substance and other things which, in his opinion, will be useful for, or relevant to,  any 
proceeding under this Act: 

Provided that  where  it is  not  practicable  to  seize  any such substance or  thing,  he  may  serve  on the 
owner  an  order  that  the  owner  shall  not  remove,  part  with,  or  otherwise  deal  with,  the  hazardous 
substance and such other things except with the previous permission of that person. 

(3) He may, if he has reason to believe that it is expedient so to do to prevent an accident dispose of 

the hazardous substance seized under sub-section (2) immediately in such manner as he may deem fit. 

1. Ins. by Act 11 of 1992, s. 4 (w.e.f. 31-1-1992). 
2. Ins. by s. 5, ibid. (w.e.f. 31-1-1992). 

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(4) All expenses incurred by him in the disposal of hazardous substances under sub-section (3) shall 

be recoverable from the owner as arrears of land revenue or of public demand. 

12. Power to give directions.—Notwithstanding anything contained in any other law but subject to 
the provisions of this Act, the Central Government may, in exercise of its powers and performance of its 
functions under this Act, issue such directions in writing as it may deem fit for the purposes of this Act to 
any owner or any person, officer, authority or agency and such owner, person, officer, authority or agency 
shall be bound to comply with such directions. 

Explanation.—For  the  removal  of  doubts,  it  is  hereby  declared  that  the  power  to  issue  directions 

under this section includes the power to direct— 

(a) prohibition or regulation of the handling of any hazardous substance; or 

(b) stoppage or regulation of the supply of electricity, water or any other service. 

13.  Power  to  make  application  to  Courts  for  restraining  owner  from  handling  hazardous 
substances.—(1) If the Central Government or any person authorised by that Government in this behalf 
has reason to believe that any owner has been handling any hazardous substance in contravention of any 
of  the  provisions  of  this  Act,  that  Government  or,  as  the  case  may  be,  that  person  may  make  an 
application to a Court, not inferior to that of a Metropolitan Magistrate or a Judicial Magistrate first class 
for restraining such owner from such handling. 

(2) On receipt of the application under sub-section (1), the Court may make such order as it deems fit. 

(3)  Where  under  sub-section  (2),  the  Court  makes  an  order  restraining  any  owner  from  handling 

hazardous substance, it may, in that order— 

(a) direct such owner to desist from such handling; 

(b)  authorise  the  Central  Government  or,  as  the  case  may  be,  the  person  referred  to  in  
sub-section(1),  if  the  direction  under  clause  (a)  is  not  complied  with  by  the  owner  to  whom  such 
direction is issued, to implement the direction in such manner as may be specified by the Court. 

(4)  All  expenses  incurred  by  the  Central  Government,  or  as  the  case  may  be,  the  person  in 
implementing the directions of Court under clause (b) of sub-section  (3), shall be recoverable from the 
owner as arrears of land revenue or of public demand. 

14.Penalty  for  contravention  of  sub-section  (1)  or  sub-section  (2)  of  section  4  or  failure  to 
comply  with  directions  under  section  12.—(1)  Whoever  contravenes  any  of  the  provisions  of  1[sub-
section (1) or sub-section (2) or sub-section (2A) or sub-section (2C)] of section 4 or fails to comply with 
any direction issued under section 12, he shall be punishable with imprisonment for a term which shall 
not be less than one year and six months but which may extend to six years, or with fine which shall not 
be less than one lakh rupees, or with both. 

(2) Whoever, having already been convicted of an offence under sub-section (1), is convicted for the 
second  offence  or  any  offence  subsequent  to  the  second  offence,  he  shall  be  punishable  with 
imprisonment for a term which shall not be less than two years but which may extend to seven years and 
with fine which shall not be less than one lakh rupees. 

(3) Nothing contained in section 360 of the Code of Criminal Procedure, 1973 (2 of 1974), or in the 
Probation of Offenders Act, 1958 (20 of 1958), shall apply to a person convicted of an offence under this 
Act unless such person is under eighteen years of age. 

15.Penalty  for  failure  to  comply  with  direction  under  section  9  or  order  under  section  11  or 
obstructing any person in discharge of his functions under section 10 or 11.— If any owner fails to 
comply with direction issued under section 9 or fails to comply with order issued under sub-section (2) of 
section  11,  or  obstructs  any  person in  discharge  of  his functions  under  section 10  or sub-section  (1)  or 
sub-section  (3)  of  section  11,  he  shall  be  punishable  with  imprisonment  which  may  extend  to  three 
months, or with fine which may extend to ten thousand rupees, or with both. 

1. Subs. by Act 11 of 1992, s. 6, for “sub-section (1) or sub-section (2)” (w.e.f. 31-1-1992). 

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16.  Offences  by  companies.—(1)  Where  any  offence  under  this  Act  has  been  committed  by  a 
company, every person who, at the time the offence was committed, was directly in charge of, and was 
responsible to, the company for the conduct of the business of the company, as well as the company, shall 
be  deemed  to  be  guilty  of  the  offence  and  shall  be  liable  to  be  proceeded  against  and  punished 
accordingly: 

Provided  that  nothing  contained  in  this  sub-section  shall  render  any  such  person  liable  to  any 
punishment provided in this Act, if he proves that the offence was committed without his knowledge or 
that he exercised all due diligence to prevent the commission of such offence. 

(2) Notwithstanding anything contained in sub-section (1), where an offence under this Act has been 
committed  by  a  company  and  it  is  proved  that  the  offence  has  been  committed  with  the  consent  or 
connivance of, or is attributable to any neglect on the part of, any director, manager, secretary or other 
officer of the company, such director, manager, secretary or other officer shall also be deemed to be guilty 
of that offence and shall be liable to be proceeded against and punished accordingly. 

Explanation.—For the purposes of this section,— 

(a) “company” means any body corporate and includes a firm or other association of individuals; 

(b) “director,” in relation to a firm, means a partner in the firm. 

17. Offences by Government Departments.—Where an offence under this Act has been committed 
by  any  Department  of  Government,  the  Head  of  the  Department  shall  be  deemed  to  be  guilty  of  the 
offence and shall be liable to be proceeded against and punished accordingly: 

Provided that nothing contained in this section shall render such Head of the Department liable to any 
punishment if he proves that the offence was committed without his knowledge or that he exercised all 
due diligence to prevent the commission of such offence. 

18. Cognizance of offences.—No court shall take cognizance of any offence under this Act except on 

a complaint made by— 

(a)  the  Central  Government  or  any  authority  or  officer  authorised  in  this  behalf  by  that 

Government; or 

(b) any person who has given notice of not less than sixty days in the manner prescribed, of the 
alleged offence and of his intention to make a complaint, to the Central Government or the authority 
or officer authorised as aforesaid. 

19.  Power  to  delegate.—The  Central  Government  may,  by  notification,  delegate,  subject  to  such 
conditions and limitations as may be specified in the notification, such of its powers and functions under 
this  Act  (except  the  power  under  section  23)  as  it  may  deem  necessary  or  expedient  to  any  person 
(including any officer, authority or other agency). 

20. Protection of action taken in good faith.—No suit, prosecution or other legal proceeding shall 
lie against the Government or the person, officer, authority or other agency in respect of anything which 
is  done  or  intended  to  be  done  in  good  faith  in  pursuance  of  this  Act  or  the  rules  made  or  orders  or 
directions issued thereunder. 

21.  Advisory  Committee.—(1)  The  Central  Government  may,  from  time  to  time,  constitute  an 

Advisory Committee on the matters relating to the insurance policy under this Act. 

(2) The Advisory Committee shall consist of— 

(a) three officers representing the Central Government; 

(b) two persons representing the insurers; 

(c) two persons representing the owners; and 

(d) two persons from amongst the experts of insurance or hazardous substances. 

to be appointed by the Central Government. 

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(3) The Chairman of the Advisory Committee shall be one of the members representing the Central 

Government, nominated in this behalf by that Government. 

22.    Effect  of  other  laws.—The  provisions  of  this  Act  and  any  rules  made  thereunder  shall  have 

effect notwithstanding anything inconsistent therewith contained in any other law. 

23.  Power  to  make  rules.—(1)  The  Central  Government  may,  by  notification,  make  rules  for 

carrying out the purposes of this Act. 

(2)  In  particular,  and  without  prejudice  to  the  generality  of  the  foregoing  power,  such  rules  may 

provide for all or any of the following matters, namely— 

1[(a) the maximum amount for which an insurance policy may be taken out by an owner under 

sub-section (2A) of section 4; 

(aa) the amount required to be paid by every owner for being credited to the Relief Fund under 

sub-section (2C) of section 4; 

(ab)  the  manner  in  which  and  the  period  within  which  the  amount  received  from  the  owner  is 

required to be remitted by the insurer under sub-section (2D) of section 4]; 

2[(ac)] establishment and maintenance of fund under sub-section (3) of section 4; 

(b)  the  form  of  application  and  the  particulars  to  be  given  therein  and  the  documents  to 

accompany such application under sub-section (2) of section 6; 

(c) the procedure for holding an inquiry under sub-section (4) of section 7; 

(d) the purposes for which the Collector shall have powers of a Civil Court under sub-section (5) 

of section 7; 

(e)  the  manner  in  which  notice  of  the  offence  and  of  the  intention  to  make  a  complaint  to  the 

Central Government shall be given under clause (b) of section 18; 

(f) any other matter which is required to be, or may be, prescribed. 

(3)  Every  3[rule  or  scheme]  made  under  this  Act  shall  be  laid,  as  soon  as  may  be  after  it  is  made, 
before  each  House  of  Parliament,  while  it  is  in  session  for  a  total  period  of  thirty  days  which  may  be 
comprised in one session or in two or more successive sessions, and if, before the expiry of the session 
immediately following the session or the successive sessions aforesaid, both Houses agree in making any 
modification in the 3[rule or scheme] or both Houses agree that the 3[rule or scheme] should not be made, 
the 3[rule or scheme] shall thereafter have effect only in such modified form or be of no effect, as the case 
may be; so, however, that any such modification or annulment shall be without prejudice to the validity of 
anything previously done under that 3[rule or scheme]. 

1. Ins. by Act 11 of 1992, s. 7 (w.e.f. 31-1-1992). 
2. Clause (a) shall be re-lettered as clause (ac) by s. 7, ibid. (w.e.f. 31-1-1992). 
3. Subs. by s. 7, ibid., for “rule” (w.e.f. 31-1-1992). 

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THE SCHEDULE 

[See section 3(1)] 

(i) Reimbursement of medical expenses incurred up to a maximum of Rs. 12,500 in each case. 

(ii)  For  fatal  accidents  the  relief  will  be  Rs.  25,000  per  person  in  addition  to  reimbursement  of 

medical expenses if any, incurred on the victim up to a maximum of Rs. 12,500. 

(iii) For permanent total or permanent partial disability or other injury or sickness, the relief will be 
(a) reimbursement of medical expenses incurred, if any, up to a maximum of Rs. 12,500 in each case and 
(b) cash relief on the basis of percentage of disablement as certified by an authorised physician. The relief 
for total permanent disability will be Rs. 25,000. 

(iv) For loss of wages due to temporary partial disability which reduces the earning capacity of the 
victim,  there  will  be  a  fixed  monthly  relief  not  exceeding  Rs.  1,000  per  month  up  to  a  maximum  of  3 
months: 

provided the victim has been hospitalised for a period exceeding 3 days and is above 16 years of age. 

(v) Up to Rs. 6,000 depending on the actual damage, for any damage to private property. 

9 

 
