#THE AGRICULTURISTS' LOANS ACT, 1884 
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##ARRANGEMENT OF SECTIONS 
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SECTIONS 

1. Short title and commencement. 
2. Local extent. 
3. Repeal of Act X of 1879, and section 4 and 5 of Act XV of 1880. 
4. Power for State Government to make rules. 
5. Recovery of loans. 
6. Liability of joint-borrowers as among themselves. 

 
 
#THE AGRICULTURISTS' LOANS ACT, 1884 

##ACT NO. 12 OF 1884

[24th July, 1884.] 

An Act to amend and provide for the extension of the Northern India Takkavi Act, 1879. 

WHEREAS it is expedient to amend the Northern India Takkavi Act, 1879 (10 of 1879), and provide for 
its extension to certain other areas; 

It is hereby enacted as follow:— 

1. **Short title.**—(1) This Act may be called the Agriculturists' Loans Act, 1884; and Commencement. 

(2) It shall come into force on the first day of August, 1884. 

2. **Local extent.**—(1) This section extends to the whole of India except the territories which, 
immediately before the 1st November, 1956, were comprised in Part B States. 

(2) The  rest  of  this  Act  extends in the  first instance  only  to  Uttar  Pradesh, the  Central  Provinces, 
Assam and Delhi and the territories which, immediately before the 1st November, 1956, were comprised 
in the States of Bombay, Punjab and Ajmer.

(3) But any State Government may, from time to time, by notification in the Official Gazette, extend 
the  rest  of  this  Act  to  the  whole  or  any  part  of the territories to which this Act extends under  its 
administration. 

3. **Repeal of Act X of 1879, and sections 4 and 5 of Act XV of 1880.**—

4. **Power for State Government to make rules.**—(1) The State Government or, in a State for which 
there is a Board of Revenue of Financial Commissioner, such Board or Financial Commissioner, subject to 
the control of the State Government may, from time to time, make rules as to loans to be made to 
owners and occupiers of arable land, for the relief of distress, the purchase of seed or cattle, or any other 
purpose  not  specified  in  the  Land  Improvement  Loans  Act,  1883  (19  of  1883),  but  connected  with 
agricultural objects. 

(2) All such rules shall be published in the Official Gazette. 

5. **Recovery of Loans.**—Every loan made in accordance with such rules, all interest (if any) chargeable 
thereon, and costs (if any) incurred in making or recovering the same, shall, when they become due, be 
recoverable from the person to whom the loan was made, or from any person who has become surety for 
the repayment thereof, as if they were arrears of land- revenue or costs incurred in recovering the same due 
by the person to whom the loan was made or by his surety. 

6. **Liability of joint borrowers as among themselves.**—When a loan is made under this Act to the 
members of a village community or to any other persons on such terms that all of  them are jointly and 
severally bound to the Government for the payment of the whole amount payable in respect thereof, and a 
statement showing the portion of that amount which as among themselves each is bound to contribute is 
entered upon the order granting the loan and is signed, marked, or sealed by each of them or his agent duly 
authorized in this behalf and by the officer making the order, that statement shall be conclusive evidence 
of the portion of that amount which as among themselves each of those persons is bound to contribute. 



[^1]. It has been amended in— 

C.P. and Berar by C.P. & Berar Acts 34 of 1947 and 54 of 1949; 
Coorg by Coorg Ac[t 3 of 1936; 
Madras by Madras Act 16 of 1935; 
Orissa by Orissa Act 6 of 1937; and 
U.P. by U.P. Acts 12 of 1922, 12 of 1934 and 12 of 1948. 